Specialized Solutions: Strategic Protection for Diverse Risks
Terrorism, Sabotage, and Riots Insurance
This is essential for people and businesses in areas with security or political instability. It covers physical damage to your property caused by:
- Riots, strikes, or civil unrest.
- Terrorism, explosions, or fires.
- Vandalism, theft, or looting.
- It also covers legal liability arising from these events.
Fidelity Guarantee (Employee Dishonesty)
This protects businesses from financial losses caused by dishonest acts by employees, such as:
- Embezzlement or theft of company funds.
- Fraud or misuse of company assets.
- Any breach of trust that leads to financial loss.
Glass Insurance
We cover glass in buildings against accidental breaking or shattering. This includes:
- External windows, doors, and glass facades.
- Internal glass like partitions, tables, and shelves.
- Bonus: We also cover the costs of replacement, installation, transport, and cleanup.
Personal Accident Insurance
This provides financial support if an accident causes injury or death. It covers:
- Medical expenses.
- Financial compensation for permanent or partial disability.
- Coverage for accidents both on and off the job.
Professional Indemnity (Errors & Omissions)
Protects professionals (doctors, consultants, accountants, or engineers) from financial claims caused by professional mistakes.
- Legal Defense: We pay for your lawyer if you are sued.
- Compensation: We pay the court-ordered settlements or damages.
Employer’s Liability
This covers the business owner’s responsibility toward their staff. It pays for legal compensation and medical costs if an employee suffers a work-related injury or illness.
Public Liability
Covers the company if a visitor is injured or their property is damaged during your daily business activities. It includes compensation and legal fees.
Comprehensive Expenses & Financial Fraud
Protects visitors and financial institutions from fraud, theft, or embezzlement. It provides a high level of security against financial crimes and covers the legal costs of investigating these losses.
Credit (Loan) Insurance
This covers the repayment of loans if the borrower becomes unable to pay due to specific hardships or disability.